Mobile wallets enable you to carry your credit card or debit card information in a digital form on your mobile device. Instead of using your physical plastic card to make purchases, you can pay with your smartphone, tablet, or smartwatch.

OmniPayments Mobile Wallet Application uses the power of HPE NonStop and the security of HPE Atalla. It is built to enable P2P payments in a fast, secure and reliable manner. It currently runs on Android platform.


Some of the key benefits are

  • Fingerprint enabled logon
  • Send Money using mobile number, Account number, QR Code of recipient
  • Contactless payments using NFC or OTA
  • Request Money allows a user to ask for funds from another user
  • Load Money allows user to load the wallet with funds using Credit or Debit Card
  • Transaction History shows all recent transactions
  • Find ATMs nearby
  • Bills and Recharges can be done using the wallet for Mobile, Electricity, Utility, etc

Both users should have OmniWallet application installed on their mobile devices.

Security

  • Access to Wallet is through Fingerprints which makes it extremely secure.
  • All Credit and Debit Cards are stored in the tokenized format only. They are never in clear. Tokens are stored on the HPE NonStop database in encrypted format.
  • SSL/TLS is used for communication with WebServices on the backend.
  • Hardware encryption devices such as HPE Atalla are used for security on backend.
  • All sensitive information is displayed in masked or tokenized format on the screen.

Functionality

OmniWallet provides an easy-to-use interface. It allows users to quickly make payments using Mobile number, QR Code, Account Number, OTA, etc to the recipients using OmniWallet. It also supports NFC based withdrawals. Loading Money into the wallet is extremely easy. The card numbers are stored in tokenized form ensuring security is not compromised.

Features such as bill payments and recharges are also built into it.

Users can also request or remind money to another user.

Integration with other Wallets

Optionally, if customers chose to use other wallets, then OmniPayments mobile applications can integrate them. Published APIs of leading wallets such are Android Pay, Apple Pay, etc are supported.

OmniPayments also provides Web Services to support financial transactions from channels using ApplePay, AndroidPay, etc.